During a Skype bot chat session, a payment-enabled bot may present items available for purchase from that merchant. This will start the purchase flow with Microsoft where you will sign in with your Microsoft account and use the payment options there, to check out.
Important: Your Microsoft account payment options are separate from your Skype payment options, including Skype Credit. Learn more about the benefits of your Microsoft account.
Microsoft stores your details in a secure way and your stored payment options, along with your name and address, can be used during your purchase.