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Only one participant needs a Skype Premium account for group video calls.
Some financial institutions use an extra security step known as “Verified by Visa” or “MasterCard SecureCode” to authenticate internet purchases. If your financial institution uses these services, you will be redirected to their site in order to complete the purchase.
If you have not previously set up your Verified By Visa or MasterCard SecureCode account, you'll need to provide information to your card issuer to confirm your identity and then create your password. When making future purchases, only your Verified by Visa or MasterCard SecureCode password will be required during checkout.